Why Restaurateurs Need Business Insurance

Hot surfaces. Sharp knives. Foodborne illnesses. Patrons coming and going on a daily basis. Restaurant owners face a multitude of risks that are specific to your industry. And that’s in addition to the typical concerns most small businesses must prepare for like property damage to your premises or loss ...

Garage Liability or Garagekeepers? That Is the Question

The terms garage liability and garagekeepers is an issue not only for clients, but most agents and CSRs also find it just as confusing. This article is intended to enlighten those in the insurance industry that may not have had an understanding of the garage liability/garagekeepers insurance paradox. The ...

Workers Compensation

 

Workers' Compensation Insurance

What Is It?

Workers' Compensation Insurance can pay for three things when an employee is injured at work: medical bills, recovery costs, and partial missed wages. If an employee dies, Workers' Comp can cover funeral costs and benefits to the worker's family. ...

Cyber Liability Insurance

Cyber Liability Insurance

Cyber Liability Insurance helps businesses survive data breaches by paying for recovery expenses. For example, cyber insurance policies often pay for customer notification, credit monitoring, legal fees, and fines after a business has experienced a breach.  Without coverage, these costs can be overwhelming. A ...

5 Things General Liability Insurance Doesn't Cover

General Liability Doesn't Cover 1. Damage to your property 2. Employee Injuries 3. Employement Disputes 4. Damage to your vehicles 5. Professional Mistakes  

1. Damage to Your Property

Imagine you own a bakery. While you’re working late to finish an order, a storm begins to brew outside. As you ...

General Liability Insurance Vs Professional Liability Insurance

General Liability Insurance Vs Professional Liabilty Insurance Small Business Insurance protects your business from the financial woes that may come its way. But how do you know which policy addresses the risks you face? For example, you may know that both General Liability Insurance and Professional Liability Insurance safeguard you ...